Some Common Money Issues & Supports

Some Common Money Issues and Supports

Are you behind on loans or utility payment?

Use MABS “My Financial Health Check” to review Priority and Secondary Debts.

Do you think you might need support from someone like MABS to engage with your creditors?

Follow guidance in MABS referral leaflet for when/ how to refer.

Work out a plan to tackle one or more debts.

Do you have about the same money every week?

Review payslips to ensure receiving all income due, correct tax credits and any allowances/ deductions.

Do you feel you need support in assessing your income, entitlements or tax credits?

Review social welfare entitlements.

Seek advice from Citizens Information or INOU.

Citizens Information My Situation

Irish National Organisation of the Unemployed - Information

Do you find it difficult to cover all your bills and expenses each week?

Track spending and make a budget.

Use MABS - Budgeting tool.

Use CCPC - Spending calculator.

Do you think budgeting skills and tips might help you in balancing income and expenses?

Use Savings Blog

Money Matters Savings Blog

When unexpected expenses or emergencies happen do you have some money set aside to cover them?

Recall last unexpected expense. How was it dealt with?

Think about reasons you might want to save.

Start small/have a goal/commit to doing.

CCPC – Budget Planner – Lets you see how much can you save?

Do you have an account at a bank, credit union or post office?

Are there barriers to having a bank account?

Consider a basic bank account.

Access CCPC for current account comparison.

Irish Banking Culture Board -

Do you know where to borrow when necessary

Review reasons to borrow – good and bad debt.

Consider where to borrow – personal loans, credit cards, finance loans.